MRMC Posted January 16, 2007 Report Share Posted January 16, 2007 My understanding is that at least in Florida if your SO comes from another country, they are rated as an inexperienced driver. For example, they get no credit for a prior China drivers license. Link to comment
lostinblue Posted January 16, 2007 Report Share Posted January 16, 2007 My understanding is that at least in Florida if your SO comes from another country, they are rated as an inexperienced driver. For example, they get no credit for a prior China drivers license.I asked my nationwide agent this question a few weeks ago and he said there would be no change for my rates. I live in NY state and she has never driven a car. Link to comment
MRMC Posted January 16, 2007 Author Report Share Posted January 16, 2007 My understanding is that at least in Florida if your SO comes from another country, they are rated as an inexperienced driver. For example, they get no credit for a prior China drivers license.I asked my nationwide agent this question a few weeks ago and he said there would be no change for my rates. I live in NY state and she has never driven a car. Not for your rates; however, when you add on your wife and she is driving and has only experience in China, the Insurance Company may list you as a super duper preferred driver; however, they will rate your wife from China stating she is not experienced driving in US. That is my experience in FL. Link to comment
Randy W Posted January 16, 2007 Report Share Posted January 16, 2007 After buying 2 new cars and adding 1 inexperienced driver, my bill went from $580 for a 9 year old car to $1040 for 2 brand new w/2 drivers for 6 months (insurance for Houston is the most expensive in the state). Link to comment
tonado Posted January 17, 2007 Report Share Posted January 17, 2007 My insurance went up from $650 a year to $1300 after adding my wife (in MA). Link to comment
toy_rn65 Posted January 17, 2007 Report Share Posted January 17, 2007 WOW, with those kind of insurance premium, it sure feel like being a teenager all over again! Link to comment
C4Racer Posted January 17, 2007 Report Share Posted January 17, 2007 I bought my wife a 2002 Saturn to drive. She was not on the policy right after I bought it cause she was still learning to drive. Added her to the policy and my rates went up by a whole big $25 per half year. Link to comment
MRMC Posted January 17, 2007 Author Report Share Posted January 17, 2007 Wow Oregon is different than FL. FL raises it almost 7K for 6 months. Link to comment
NDTPRO Posted January 17, 2007 Report Share Posted January 17, 2007 I thought I lived in the most expensive state New Jersey. 1 old pick up and 1 new pick up. perfect driving record 2100.00 for 6 months. Add one inexperienced driver the rate doubles. boy that sucks Link to comment
Urkidding Posted January 17, 2007 Report Share Posted January 17, 2007 After buying 2 new cars and adding 1 inexperienced driver, my bill went from $580 for a 9 year old car to $1040 for 2 brand new w/2 drivers for 6 months (insurance for Houston is the most expensive in the state). According to the agent I spoke w/ - 2 years qualifies them as experienced drivers. Go Figure Link to comment
MRMC Posted January 17, 2007 Author Report Share Posted January 17, 2007 Woops I meant raises it 700 dollars for 6 months Link to comment
tonado Posted January 18, 2007 Report Share Posted January 18, 2007 After buying 2 new cars and adding 1 inexperienced driver, my bill went from $580 for a 9 year old car to $1040 for 2 brand new w/2 drivers for 6 months (insurance for Houston is the most expensive in the state). According to the agent I spoke w/ - 2 years qualifies them as experienced drivers. Go Figure In MA, partial discount for experience drivers is at 3 years. Six years of driving is needed for full discount. Link to comment
tywy_99 Posted January 19, 2007 Report Share Posted January 19, 2007 After buying 2 new cars and adding 1 inexperienced driver, my bill went from $580 for a 9 year old car to $1040 for 2 brand new w/2 drivers for 6 months (insurance for Houston is the most expensive in the state). According to the agent I spoke w/ - 2 years qualifies them as experienced drivers. Go Figure In MA, partial discount for experience drivers is at 3 years. Six years of driving is needed for full discount. Hhmm...........I'll have to see what GEICO has to say about that. My wife has had a license since May '04 and she's become a very good driver; she loves to drive! Link to comment
izus Posted January 19, 2007 Report Share Posted January 19, 2007 they do get benefits of having a Chinese DL ChunYan got her license yesterday, she showed them her China License and they waved the DATA course.(drug and alchy course) Link to comment
izus Posted January 19, 2007 Report Share Posted January 19, 2007 im wondering if i should add her to my insurance policy or open her own new one Link to comment
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