Thank you for the responses! My wife and I are opening a startup so we are employed but do not have a steady stream of income at the moment. The reason for my frustration is that all of the assets I provided are liquid cash so I didn't get why they wouldn't think were usable. Based on responses, I totally get that we should just follow the blue paper and provide a Joint Sponsor. Will do. However, in addition to our Joint Sponsor's I864 do you think resubmitting my documentation (I864 + asset proof) and explanation letter will help our chances or will the Officer just get confused?