Temporary Insurance for K1

[leejcandle]

Is something like that available?

 

I checked the Blue Cross Blue Shield (of Texas) web site. They only have temporary insurance for permanent residents (green card for immigrants).

[Jason+Joanna]

I believe when you get married, you can add her to your medical insurance provided by your company. Before that, I don't know.

[egolessvegan]

My insurance agent said that there is some sort of international health insurance available. There is a waiting period before she can be added to your current policy.

Ken

[leejcandle]

I believe when you get married, you can add her to your medical insurance provided by your company. Before that, I don't know.

Adding her to my company policy after marriage is trivial; I can do it online. A friend tried to get me to do it before we get married; they don't ask for documentation.

 

But I'd rather use a temporary policy, above board; so there are no gotchas if it's truly needed. (I could imagine my company's provider refusing coverage if they find we weren't actually married.)

 

I did find one possible provider: http://www.egsbrokerage.com/health-international.htm

 

The quote isn't that expensive. But I'd like to hear from someone who's actually used them, if possible.

[MarkD]

But I'd rather use a temporary policy, above board; so there are no gotchas if it's truly needed. (I could imagine my company's provider refusing coverage if they find we weren't actually married.)

 

The quote isn't that expensive. But I'd like to hear from someone who's actually used them, if possible.

I've personally used Medex Assist for my fiancee when she came here and my employer used this insurance for customers visiting from various countries including China. Neither of us have made a claim against it though. You can fill out everything over the Internet.

 

Medex Assist

USA phone number: 1-800-527-0218

China phone number 10811-800-527-0218

 

Mark

[leejcandle]

I checked out the Medex Assist web site, and read their policy. I went ahead and signed up with them. They sent a copy of the policy and an ID card.

 

Thanks for the recommendation. Of course I hope they're not needed, but I'll have some piece of mind until we're officially hitched.

[leejcandle]

I checked out the Medex Assist web site, and read their policy. I went ahead and signed up with them. They sent a copy of the policy and an ID card.

 

Thanks for the recommendation. Of course I hope they're not needed, but I'll have some piece of mind until we're officially hitched.

I can tell you now from direct experience: AVOID Medex.

 

Julia arrived on February 7th, I signed up with Medex on the 8th for 3 weeks. The policy was to be effective on the 9th.

 

Julia woke up the morning of the 9th in considerable pain; she had developed an infection overnight. I took her to a clinic that same morning; she was in so much pain I wanted immediate examination and treatment. My family doctor's office wouldn't see her, but referred me to a place called "Urgent Care", which dealt with the problem. She recovered a couple of days later with antibiotics.

 

But Medex is refusing my claim; accusing me of signing her up for insurance with a pre-existing condition (which their website says they don't cover).

 

I explained to them that she only just arrived. They claim that she could have had the infection before she came to the US, which I know is not true because she was in no discomfort and made no mention of a problem.

 

Fortunately, I didn't take her to an emergency room: I'm sure the bill would have been much higher than the $230 or so I paid for the examination and prescriptions.

 

But Medex will stiff you if your girl gets sick soon after she arrives.