mikeymark Posted June 3, 2010 Report Share Posted June 3, 2010 I'm hoping my wife gets her CR-1 visa approved in August. I am now looking ahead to find a good health care policy for her when she arrives in CA.Your experiences or thoughts on this subject will be greatly appreciated.Mike. Link to comment
dnoblett Posted June 3, 2010 Report Share Posted June 3, 2010 Depends. I simply added my wife to my policy by visiting my HR department where I work. You may need to wait a couple weeks to get SSN before adding to policy, which technically should NOT be required. Link to comment
Kyle Posted June 3, 2010 Report Share Posted June 3, 2010 (edited) I added Jingjing to my insurance from work as well. She had her ssn when I added her Edited June 3, 2010 by Kyle (see edit history) Link to comment
mikeymark Posted June 3, 2010 Author Report Share Posted June 3, 2010 Thanks for the quick replies. My bad, I forgot to mentioned that I am retired and am on medicare so no job offered insurance. I will need to buy a separate policy for my wife. I have been Googling this but would like hear real world experiences. Mike Link to comment
shenzhen Posted June 4, 2010 Report Share Posted June 4, 2010 Thanks for the quick replies. My bad, I forgot to mentioned that I am retired and am on medicare so no job offered insurance. I will need to buy a separate policy for my wife. I have been Googling this but would like hear real world experiences. MikeIt will depend on the state you live in as to what is available and the cost. I don't think you will find a policy specifically designed for immigrants (your title is a little confusing). Link to comment
tonado Posted June 4, 2010 Report Share Posted June 4, 2010 http://www.healthinsurance.org/california Try the above link for info. Link to comment
C4Racer Posted June 4, 2010 Report Share Posted June 4, 2010 (edited) Yes there is what insurance companies call health insurance for immigrants. Most health insurance for immigrants includes visitors, students, and those with work visas. This kind of insurance is for short term. Usually you can only buy it for one year at a time. It is more expensive compared to other insurance. Of course cost depends on deductible, co-pay and other benefits received. She will not be short term, so it would be best just to get her a regular, individual health care policy. If you really want to look into this kind further check out these links. http://www.immigrationhealth.com http://www.usnetcare.com/ I have looked into this because of my wife's parents. I have found these kind of plans are double what I find for just getting them a normal, individual plan. Edited June 4, 2010 by C4Racer (see edit history) Link to comment
shenzhen Posted June 4, 2010 Report Share Posted June 4, 2010 Yes there is what insurance companies call health insurance for immigrants. Most health insurance for immigrants includes visitors, students, and those with work visas. This kind of insurance is for short term. Usually you can only buy it for one year at a time. It is also very expensive compared to other insurance. What I mean by this is where a normal policy is around $300-$400, this kind of policy for the same coverage will cost you $1,200. Of course cost depends on deductible, co-pay and other benefits received. She will not be short term, so it would be best just to get her a regular, individual health care policy.But someone with a GC who is a LPR should be able to purchase "normal" healthcare insurance. Link to comment
C4Racer Posted June 4, 2010 Report Share Posted June 4, 2010 (edited) Yes there is what insurance companies call health insurance for immigrants. Most health insurance for immigrants includes visitors, students, and those with work visas. This kind of insurance is for short term. Usually you can only buy it for one year at a time. It is also very expensive compared to other insurance. What I mean by this is where a normal policy is around $300-$400, this kind of policy for the same coverage will cost you $1,200. Of course cost depends on deductible, co-pay and other benefits received. She will not be short term, so it would be best just to get her a regular, individual health care policy.But someone with a GC who is a LPR should be able to purchase "normal" healthcare insurance. Isn't that what I suggested??????? Edited June 4, 2010 by C4Racer (see edit history) Link to comment
shenzhen Posted June 4, 2010 Report Share Posted June 4, 2010 Yes there is what insurance companies call health insurance for immigrants. Most health insurance for immigrants includes visitors, students, and those with work visas. This kind of insurance is for short term. Usually you can only buy it for one year at a time. It is also very expensive compared to other insurance. What I mean by this is where a normal policy is around $300-$400, this kind of policy for the same coverage will cost you $1,200. Of course cost depends on deductible, co-pay and other benefits received. She will not be short term, so it would be best just to get her a regular, individual health care policy.But someone with a GC who is a LPR should be able to purchase "normal" healthcare insurance. Isn't that what I suggested???????Sure. I was just confirming that an immigrant with a GC who is a LPR could be condsidered a regular individual and thus the OP does not need to be concerned with all the immigrant insurance information. Link to comment
C4Racer Posted June 4, 2010 Report Share Posted June 4, 2010 Yes there is what insurance companies call health insurance for immigrants. Most health insurance for immigrants includes visitors, students, and those with work visas. This kind of insurance is for short term. Usually you can only buy it for one year at a time. It is also very expensive compared to other insurance. What I mean by this is where a normal policy is around $300-$400, this kind of policy for the same coverage will cost you $1,200. Of course cost depends on deductible, co-pay and other benefits received. She will not be short term, so it would be best just to get her a regular, individual health care policy.But someone with a GC who is a LPR should be able to purchase "normal" healthcare insurance. Isn't that what I suggested???????Sure. I was just confirming that an immigrant with a GC who is a LPR could be condsidered a regular individual and thus the OP does not need to be concerned with all the immigrant insurance information. Okay, just a long day, long week, lots of work making me read things crazy. Link to comment
mikeymark Posted June 5, 2010 Author Report Share Posted June 5, 2010 Thanks to you all for responding. The information was very helpful.Mike Link to comment
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