The mind of the Chinese

[tonyontherock]

A Chinese man walks into a bank in New York City and asks for the loan

officer. He tells the loan officer that he is going to China on business for

two weeks and needs to borrow $5,000.

 

The bank officer tells him that the bank will need some form of security for

the loan, so the Chinese man hands over the keys to a new Ferrari parked on

the street in front of the bank. He produces the title and everything checks

out. The loan officer agrees to accept the car as collateral for the loan.

The bank's president and its officers all enjoy a good laugh at the Chinese

for using a $250,000 Ferrari as collateral against a $5,000 loan. An

employee of the bank then drives the Ferrari into the bank's underground

garage and parks it there.

 

Two weeks later, the Chinese returns, repays the $5,000 and the interest,

which comes to $15.41.

 

The loan officer says, "Sir, we are very happy to have had your business,

and this transaction has worked out very nicely, but we are a little

puzzled. While you were away, we checked you out and found that you are a

multi-millionaire. What puzzles us is, why would you bother to borrow

$5,000?"

 

The Chinese replies: "Where else in New York City can I park my car for two

weeks for only $15.41 and expect it to be there when I return?"

Ah, the mind of the Chinese...

[Mick]

Great story. I have always said the Chinese are the best capitalists in the world.

[Dave G.]

When JM and I stood on the Great Wall, she smiled and said, "The Chinese....they are very clever. They can do anything." It's SO true! http://smilies.sofrayt.com/%5E/j0/lightbul.gif

[whoever]

I wonder if I park my Toyota, would the bank still be the same? However, I think the bank would charge for the parking fee anyways. It's a fake story.

[Guest bbridges51]

of COURSE it's a fake story. it's STILL a funny one, though.

 

Brian

[Guest hakkamike]

I do not think that anyone was trying to pass this along as a true situation but it could have happened, like they say stranger than fiction. I would be more than happy to loan 5K on a 200K automobile hehehehehe.

Later Michael Perez

[tonyontherock]

I got it as an forwarded email and seriouely doubt that it is true. However, the fact remains that given time and a more tolerant environment than, say, China, Chinese can and do fair ok.

[Guest another_old_fart]

the content of this joke has no direct meaning to CDL business

 

i bet that if it was me who posted this joke, then

 

everybody would come back to me and say "what is your point?"

[frank1538]

i bet that if it was me who posted this joke, then

 

everybody would come back to me and say "what is your point?"

You're probably right, lao fang pi. But, if I had pissed off about 98% of the group with callous and insensitive remarks and comments, I would expect to be slammed.

[skrunks]

I enjoyed the story which was meant -- my guess -- only to illustrate the two cultural and differing ways of looking at things. Nonethless, would we ever here such a tale as that beginning with "this guy from jersey went in to borrow $5,000"? Probably not! Our views of life depends on where we sit!

[tonado]

Actually, I received this joke many times. The only difference the guy was jewish or Italian. Still very funny.