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I might have found the answer, it appears that assets are not necessary (optional) when income exceeds poverty guidelines. If we listed assets it appears her 401k would be listed on the I-864, not the I-864a.

 

Yes - I'm usually a believer that MORE is better than "Enough" when it comes to the I-864, but her 401K is unlikely to make a difference.

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Not sure if they would accept a 401K, assets should be easily liquidated, a 401K had penalty if you make an early withdraw from it.

 

I did not list my retirement accounts on either the I-134 or I-864

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