Hello. I have some questions about using my phone in China. I wonder how secure it would be. I have a smart phone when I visit China. I normally get a Chinese Sim and use that. But I do have AT&T and sometimes I will use that in China to check my messages. In general I don't have any apps on my phones that have to do with financial transactions ( in the USA or China). I don't normally do credit card transaction on the smart phone. I guess I am just too "old world" and don't "trust" those new things so much. But I was thinking about downloading an app to access my credit union account when I am in China. I would then used that to access ( via AT&T or wifi) my account back in the states. How secure do you think that is? Am I being parnoid or what? Thanks. Danb