Check the link below and follow the links there. Should be all the information you need. Just pay attention to the details. I think some that get denied is because they do not follow all the information, or assume that they don't need to include something. Anything not done are out of place or not included throws upi flags, so include everything and then some. I am not sure where you got the $470.00 number. What is it for? http://candleforlove.com/forums/index.php?showtopic=16183